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Step 2. Stack your cash back rewards (Savings = 3 to 6 percent)

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These bargains are guaranteed to make you smile. Everyday, we offer enticing deals that you can't miss. Buy Now Pay Later. The obvious choice is one of the two Amazon Rewards cards. Regular Amazon members can earn 3 percent cash back on Amazon purchases with the Amazon Rewards Visa, while Amazon Prime Visa Signature members get 5 percent cash back on Amazon purchases.

Amazon makes it easy to redeem those points for future Amazon purchases — simply link your card to your account, and then click the button to use your points at checkout.

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  • Also, there are a few alternative credit cards that offer better than 5 percent cash back. The card then doubles all the cash back you earn in the first year. Because the bonus category for the fourth quarter of is Amazon, you can essentially earn 10 percent cash back on Amazon purchases from October through December If you are a Prime member who is averse to using credit cards, Amazon gives you an additional option for earning cash back: See our article on Amazon Reload for more details.

    Along with the automatic 3 percent to 5 percent discount that you can get by using an Amazon rewards card or other cash back card , there are several rewards portals that will give you an extra 3 to 6 percent cash back just by clicking through on the Amazon link from their portal and completing a purchase. These discounts do stack on top of your credit card rewards, meaning you can boost your rewards rate on your Amazon Prime card as high as 9 percent just by using these sites, with very few strings attached. The Upromise portal has a unique spin on cash back — you can deposit the 3 percent cash back that you earn on Amazon purchases into a Upromise, Upromise GoalStarter or account to save for college.

    You can save a bundle of cash on Amazon. Prime members are eligible for an array of free shipping benefits, including free two-day shipping on qualified items. Some of the best savings on Amazon come from simply knowing how to use the features on the site to your advantage. Amazon prices can fluctuate wildly — sometimes by the day. This creates a massive opportunity to maximize your savings simply by making your purchase at the right time, and there are several tools that can help you compare prices and grab that merchandise at the peak moment: You can also create email and Twitter alerts to help you spring into action the moment the price on an item drops.

    Honey is a free browser extension that automatically finds and applies coupons codes at checkout.

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    • Fortunately, Honey has another useful application for Amazon shoppers: Honey also has a rewards program that gives you points toward Amazon gift cards.